UBO University of Western Brittany Brest

Welcome to UBO
Université de Bretagne Occidentale
Brest | Quimper | Morlaix

Prepare your stay

European students

You must be in possession of a European Health Insurance Card from your country of origin. If your card is not valid throughout your stay in France, you will have to register for the relevant French Social Security scheme. You will have to pay for doctor’s appointments/hospital visits (consultation and medication), but these medical fees will be reimbursed at a later date.


Two options either :

  • Send the following documents to your insurance company in your country of origin:
    - doctor’s prescriptions
    - corresponding receipts
  • Send the following documents to the local CPAM [Caisse Primaire d’Assurance Maladie] office in France:
    - medical records (provided by your healthcare establishment)
    - photocopy of your European Health Insurance Card
    - bank account details
    - photocopy of your student ID card 

Non-European Students

If you are under 28 and staying in France for three months or longer, you will need student health insurance in order to complete your registration at UBO. The student Social Security scheme you choose will reimburse your healthcare costs and will also be your main point of contact for any healthcare-related questions and advice.

If you are over 28, you are not eligible for student Social Security. Instead, you have two options :

  • Either apply for basic CMU [Couverture Maladie Universelle] (Universal Health Coverage) from CPAM.
  • Or take out a private health insurance policy in France.


Health insurance is mandatory, but you will not be reimbursed for all of your healthcare costs. Many students sign up for complementary top-up health insurance policies (mutuelles) in addition to the usual student Social Security.

There are two main student mutuelles :

  • LMDE (La Mutuelle des Étudiants)
  • SMEBA (part of emVia network)

Your mutuelle becomes your main point of contact for all reimbursements.

A quick reference guide