Prepare your stay
You must possess a European Health Insurance Card from your country of origin. If your card is not valid for all of your stay in France, you will have to register for the relevant French social security scheme. You must pay for doctor’s appointments/hospital visits (consultation and medication), but these medical fees are reimbursed at a later date.
There are two options:
- Send the following documents to your insurance company in your country of origin:
- doctor’s prescriptions
- corresponding receipts
- Send the following documents to the local CPAM [Caisse Primaire d’Assurance Maladie] office in France:
- medical records (provided by your healthcare establishment)
- photocopy of your European Health Insurance Card
- bank account details
- photocopy of your student ID card
If you are under 28 years old and you are staying in France for three months or longer, you must have student health insurance to complete your registration at UBO. The student Social Security scheme you choose will reimburse your healthcare costs and will also be your main point of contact for any healthcare-related questions and advice.
If you are over 28 years old, you are not eligible for student Social Security. Instead, you have two possibilities :
- Apply for basic CMU [Couverture Maladie Universelle] (Universal Health Coverage) from CPAM.
- Take out a private insurance policy in France.
Health insurance is mandatory, but you will not be reimbursed for all of your healthcare costs. In addition to usual student Social Security, many students sign up for complementary top-up health insurance policies (mutuelles).
There are two main student mutuelles :
- LMDE (La Mutuelle des Étudiants)
- SMEBA (part of emVia network)
The mutuelle you have chosen becomes your main point of contact for all reimbursements.